Maximising 20 Hours ECE Funding Around Public Holidays

Public holidays can create unexpected challenges for early learning services—especially when it comes to maximising 20 Hours ECE funding. Most national and regional holidays fall on Mondays or Fridays. This means many services risk losing fully funded hours. That is, unless they adjust how they allocate those hours for each eligible child. 

This guide walks you through how 20 Hours ECE works, why public holidays matter and how services can temporarily adjust allocations to ensure they receive the maximum available funding. 

What is 20 Hours ECE? 

20 Hours ECE is a government-funded ‘opt in’ scheme that provides a higher subsidy rate for children aged 3–5 years (from their third birthday until they start school, or the day before their sixth birthday—whichever comes first). 

The scheme allows 

  • Up to 6 funded hours per day.
  • A maximum of 20 funded hours per week.
  • Hours to be shared across multiple ECE services, as long as the aggregate daily/weekly limits are not exceeded for the individual child.
  • No mandatory fees to be charged to parents for hours claimed under the scheme. 

Families must sign a 20 Hours ECE Attestation, which services must store physically and securely. 

How 20 Hours ECE is normally applied 

Most ECE student management systems (SMSs, including Discover) automatically apply the full or maximum allocation for eligible children. For children attending six hours a day, five days a week, ‘centre stacked’ is the default allocation and typically looks like this. 

  • Monday—0 hours
  • Tuesday—6 hours
  • Wednesday—6 hours 
  • Thursday—6 hours 
  • Friday—2 hours 
Screenshot showing daily breakdown of 20 Hours ECE funding for three children

This means 

  • No 20 Hours ECE on Monday. 
  • Full 6 hours from Tuesday to Thursday. 
  • A 2-hour ‘overhang’ on Friday. 

This pattern isn’t random. It’s designed to protect services from losing funded hours when a public holiday lands on a Monday or Friday, which happens frequently. 

Public Holiday Patterns 

In 2026, New Zealand has 12 national public holidays. 

  • Eleven of these fall (or are observed) on a Monday or Friday 
  • There are also 12 regional anniversary days, again 11 of which are on a Monday or Friday (the exception being Southland Anniversary Day, which falls on a Tuesday). 
  • ANZAC Day, Christmas Day/Boxing Day, New Year’s Day and the Day after New Year’s are also days to keep an eye on, as their dates can fall on any day of the week. 

Because of this, SMS providers try to ‘buffer’ against lost hours by spreading 20 Hours ECE in a way that reduces exposure to holiday closures and unfunded days. 

Why you might change the default allocation 

There are several reasons a service may manually adjust 20 Hours ECE. 

  • A public holiday is approaching, and you want to remove hours from a closed and unfunded day.
  • A parent requests a different allocation.
  • Previous adjustments may have changed how hours were spread.

The goal is always the same—to ensure the service can claim the maximum or full 20 Hours ECE where the child is attending. 

Two ECE staff chatting at a desk while one looks at a laptop with the Discover app on it, perhaps working on ways of maximising 20 Hours ECE funding

How to identify and adjust for maximising 20 Hours ECE funding

1. Identify which children receive 20 Hours ECE 

Use your system’s reporting tools (in Discover, you’d go to Reports > Children Reports > Child Details) and filter for: 

  • Children aged 3–5 
  • Children enrolled during the week of the upcoming public holiday 
  • Relevant fields, such as  
    • 20 Hours ECE
    • ECE hours elsewhere 
    • Enrolment information 

This gives you a clear list of children whose funding may be affected. 

Screenshot of the Child Details report, useful for confirming details and maximising 20 Hours ECE funding
Baby Wook and Travis Barker would benefit having a change of allocation when a holiday falls on a Tuesday-Friday. Alfie Smith is eligible for 20 Hours ECE, isn’t getting them elsewhere (*at another service, per our records) or with us. Let’s fix that and get him a higher rate of funding!

2. Review their current ECE allocation 

Check which days each child currently receives 20 Hours ECE funding. 

Here’s an example.  

  • If a child has the typical 0–6–6–6–2 pattern and a public holiday falls on a Friday, you may want to move the 2-hour Friday allocation to another booked day. 

*Note that if a child attends Tuesday–Friday for 6+ hours each day and a public holiday falls on the Friday, there is no way to reallocate these hours as the other three days have already received the higher rate of funding. Your service would have to sacrifice the 2 hours of 20 Hours ECE for that Friday. 

3. Adjust the allocation for the affected week only 

Here’s how to avoid permanently changing the child’s enrolment. 

  • Create a split enrolment covering only the week of the holiday. 
  • Change the effective from and effective to dates to the holiday week. 
  • Add a note explaining why you made the adjustment. 
  • Manually reassign the 20 Hours ECE to another of the available booked days by clicking the ‘pencil’ icon on the ‘ECE Hours’ row. 
  • Save and confirm the temporary change. 

This ensures the child’s normal enrolment resumes after the public holiday week. 

Screenshot of a report showing a new enrolment, demonstrating how to adjust the allocation for ethe affected week only

4. Print and sign new attestations 

Any time a child’s days enrolled, times enrolled or funding allocation changes, a new attestation must be

  • Printed. 
  • Signed by the parent/guardian. 
  • Dated correctly (on or before the date of change). 
  • Stored physically and securely. 

These steps are critical for audit compliance. 

Additional notes for regional holidays to help with maximising 20 Hours ECE funding 

For many services, regional holidays simply require shifting Monday ↔ Friday hours. But in Southland (where the anniversary falls on a Tuesday), or for the likes of ANZAC Day, Christmas Day, Boxing Day, New Year’s Day or the Day after New Year’s Day, services may need to move a full six-hour block to another available booked day. 

For children attending fewer than five days or claiming 20 Hours ECE Elsewhere, the process depends on their booking patterns—thus, each child may require an individual adjustment. 

Two young children opening presents under a Christmas tree

Best practice for maximising 20 Hours ECE funding—review monthly 

Whenever you see a public holiday approaching, spend a few minutes 

  • Running your 20 Hours ECE reports. 
  • Checking for allocations that allow you to make this change. 
  • Adjusting where needed. 
  • Collecting attestations. 

This small routine can protect thousands of dollars in funding over the year. 

Final thoughts on maximising 20 Hours ECE funding 

Maximising 20 Hours ECE funding around public holidays doesn’t need to be complicated. With a straightforward process and a regular review cycle, your service can ensure it’s fully funded while maintaining compliance—and without burdening families. 

If you need personalised help, consider joining support or training sessions offered by your management platform. They’re a great place to ask questions and walk through real examples. For example, Discover offers free ‘Ask Us Hour’ sessions—we’d love to assist. Click here to join our next session. For a walkthrough of the processes outlined in this post, please watch this video

If you’d like to learn more about how Discover by Xplor can help streamline processes at your service, including maximising 20 Hours ECE funding, please get in touch for a quick demo.


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Dean Comeau

Marketing Team Lead

With a 20+ year career in education, Dean has been writing about Discover by Xplor’s student management system and childcare software suite for over four years.

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